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Mobile wallet Platform to fast-track your wallet app launch

With Gsmart mobile wallet software you get a ready backend with a robust API layer – for faster launch and effective scaling of different types of mobile wallet apps. With a powerful transactional engine inside, the platform helps you cut down on the team resources and costs of developing of a digital payment or ewallet application. ...

Mobile wallet Platform to fast-track your wallet app launch

Check out a demo video of the mobile wallet app UI built on the Gsmart Platform.

Tailored for

Individuals (ewallet, neobank, money remittance, currency exchange) Merchants (payment acceptance via POS or online) Corporate (neobank for corporate clients)

Client onboarding

Self-registration via email or phone Flexible survey and document uploading (such as identity, utility bills, etc) KYC Automated (via pre-integrated vendors) Manual (via back-office interface) Two-factor authentication (2FA)

Accounts

Accounts in any currency Any digital assets: crypto, points, bonuses, etc. Ledger for accounting and reflection in the system of any currencies or digital assets Card issuing (via pre-integrated vendor) IBANs (via pre-integrated vendor) ACH (via pre-integrated vendor, coming soon)

Transactions

Top-ups and withdrawals Payment gateway operations (via pre-integrated vendors) In-system transfers or payments In-system currency exchange External currency exchange (via pre-integrated vendors) Payment link QR-payments Refund and chargeback

AML/Anti-fraud capabilities

Identify suspicious transactions promptly Obtain the client’s confirmation to exclude fraud Get a proof of income from a client to be AML-compliant Freeze/unfreeze customer accounts if necessary Close the case

Built-in CRM

All customer details and activities in one place Communication with clients and creating notes Chats with customers via in-system messaging service Notes about a customer for future

User action history

Log of system activities by clients and team members Full details: logins, sessions, actions performed Valuable for investigation purposes

Contracts and vendors

    Vendor terms and conditions input Creating customer contracts with different sets of commissions and limits Let customers choose the preferred contract type (e.g. with or without monthly fees)

Fees and limits

Customizable fees for any transaction: %, flat fee, or combination of them Configuring the fee bearer (sender or receiver) Transaction limits (per period, amount or number of transactions)

Reconciliation and settlement

Company liabilities reconciliation Liabilities in front of your clients Liabilities in front of your vendors Identifying unmatched transactions and discrepancies Resolving the detected issues Clear picture of your company’s gains on top of transactions

Operations with cash

Ability to account any type of cash and manage “cash-desk” operations

Delight your customers with a feature-rich mobile wallet app

Gsmart mwallet app software empowers you to build an advanced application to cater to your customers’ financial needs, thanks to its unparalleled flexibility and cutting-edge

Your ewallet mobile app customers will benefit from an unlimited number of accounts storing any currency or other assets. No limits for the currencies you can create - from fiat currencies to diamonds or grain or any other assets - and more convenience for end-users.

Through integration with a banking network, offer bank digital payments like IBAN and SWIFT to meet your users’ financial and payment needs. Accommodate various customer segments and boost your turnover.

ensure the unparalleled UX for your digital bank’s clients. Show their spendings via the comprehensive set of charts and diagrams, plus picture their transactions on an interactive map. Make efficient saving easier by locating the most transaction-rich places.

From internal P2P transfers to crossborder remittance - offer your wallet customers a hassle-free way to send and receive money instantly. Integrate with payment- and service providers to extend your transfer services range.

Improve your customers’ finances by helping them control their spendings. Visualized via charts and graphs or presented on the map, they offer better finance management opportunities for users.

Allow customers to seamlessly exchange one currency for another within their digital wallets in seconds while performing transactions, as well as purchase and sell currency.

Future-proof your mobile ewallet app building it on the next-gen platform

Use Gsmart mobile wallet platform as a backbone for your wallet app to enjoy seamless operation and go to market faster, reducing the development time and costs

Our mobile wallet software is built on a sophisticated ledger layer and cutting-edge tech stack, making your app ultimately future-ready.

Hosted and deployed in the cloud, Gsmart platform provides a hassle-free way of running a cloud-based backend wallet application at an affordable cost and without the maintenance headache.

Let your users save time by paying their bills within their mobile wallet app- from utility bills to mobile top-up and broadband payments. Add support for any vendor you find necessary through API integration.

All the features you need

Software to sustain your growth

  • With a workload capacity of 2,700 TPS* (transactions per second), gsmart can easily handle over 34 million daily transactions on a basic configuration, with enough room for optimization.
  • In other words, it is scalable enough to sustain your business growth from 1 thousand to 1 billion+ monthly transactions without a hiccup.

Ready integrations with top providers

The Gsmart digital wallet Platform stands out with its seamless integration capabilities. It comes equipped with pre-integrated vendors for key functionalities such as payment acceptance, card issuance, and KYC compliance. This streamlined integration process ensures a hassle-free setup for your financial operations. More information about integrations.

Ready To Take Control Of Your Fintech Solutions?

Connect with our experts and learn how our Platform aligns with your product needs..

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Ready to take control of your fintech journey?

Connect with our experts and learn how our Platform aligns with your product needs..

We provide customized and plug & play solutions that cater to your unique idea needs & product demands.

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