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Build & Scale Your Own Gold Loan and FD Booking Platform

Enable fixed deposits and gold loans directly from your app or portal with Bharat Grow β€” a plug-and-play fintech infrastructure for modern B2B businesses.

Build & Scale Your Own Gold Loan and FD Booking Platform

Simplify Banking Products for Your Users

Bharat Grow enables fintechs, NBFCs, and digital businesses to offer regulated financial products like Fixed Deposits and Gold Loans through seamless APIs and powerful backend tools β€” with no operational overhead.

Let your customers invest and borrow within your app while we handle compliance, integration, and infrastructure.

Gold Loan Infrastructure Built for Scale

Enable quick, secure, and compliant gold loan services under your brand. We connect you with top lenders and manage the entire lifecycle β€” from eligibility to disbursal and repayment.

Instant Loan Eligibility Checks

Seamless API integration for real-time loan eligibility verification, reducing processing time and improving customer experience.

Doorstep Gold Services

Complete doorstep workflows including gold valuation, pickup, and documentation for maximum convenience.

End-to-End Digital Documentation

Paperless processing with eKYC, eSign, and digital contracts for a completely digital loan journey.

Credit Policy Engine

Smart lender matching based on customizable credit policies and risk parameters.

Real-Time Loan Tracking

Comprehensive dashboard for tracking loan applications, disbursals, and repayments in real-time.

Gold Security & Insurance

Built-in security protocols, insurance coverage, and partner support for complete peace of mind.

Fixed Deposit Booking Platform

Fixed Deposit as a Service

Offer your users direct access to high-quality FD products from top banks and NBFCs β€” integrated directly into your ecosystem.

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Integration with multiple banking partners

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Dynamic interest rates, flexible tenures

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Fully digital KYC and booking flow

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100% RBI-compliant infrastructure

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Auto-renewals, tracking & customer notifications

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Institutional and retail deposit support

Why Choose Bharat Grow?

Built for B2B/B2C Growth

We empower businesses to build and launch financial products at scale with:

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Fast go-to-market timelines

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Modular APIs & SDKs

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White-labeled customer journeys

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Enterprise-grade data security

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Dedicated partner & compliance support

Use Cases

Who Can Use Our Platform:

βœ… Digital Banks & Neobanks
βœ… NBFCs & Lending Apps
βœ… Wealth Management Platforms
βœ… InsurTech Startups
βœ… Financial Marketplaces
βœ… Regional Cooperatives

How It Works –Simple 3-Step Process

Who Can Use Our Platform:

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Integrate Our APIs

Developer-friendly documentation and sandbox testing included.

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Onboard Your Partners

Choose from pre-integrated banks and NBFCs, or bring your own.

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Launch & Scale

Go live with a robust FD or Gold Loan journey β€” branded under your name.

Our Advisory Offerings

Business Strategy

Tailored growth frameworks, market entry strategies, and monetization models to drive scalability and differentiation.

Regulatory & Compliance Consulting

End-to-end guidance on RBI, SEBI, TPAP, PCI DSS, and AML/KYC mandates β€” ensuring full adherence to regulatory frameworks.

Product Roadmap

Strategic product planning, feature prioritization, and innovation mapping to align technology with business outcomes.

Technology Consulting

Architecture audits, API integrations, DevOps, and full-stack digital transformation β€” tailored for fintech ecosystems.

Partnerships & Lender Onboarding

Leverage our network of regulated banks, NBFCs, and API infrastructure providers for fast-track integrations.

Licensing & Certifications

Accelerate time to market with assistance in TPAP licensing, PCI DSS compliance, and regulatory interface onboarding.

API Direct Tie-ups

We facilitate direct agreements with leading API providers for payments, credit bureaus, eKYC, and other services.

Investment & Funding Support

Pitch readiness, investor connects, and capital structuring advisory to attract and close early- to mid-stage funding.

PCI-DSS Certification

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all businesses accepting, processing, storing or transmitting credit card information maintain a safe environment.

πŸ”’ Security. Compliance. Peace of Mind.

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Ready to take control of your fintech journey?

Connect with our experts and learn how our Platform aligns with your product needs..

We provide customized and plug & play solutions that cater to your unique idea needs & product demands.

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